News
The money problems you actually face, explained. News is the hook. Your paisa is the point.
How to report a UPI fraud, step by step
Scammed on UPI? Here is exactly what to do, in order, to report it and give yourself the best chance of getting your money back.
Read the lesson → InvestingIndians put a record ₹32,490 crore into SIPs last month
SIP inflows hit a record ₹32,490 crore in September 2026. Here is what a SIP actually is, and how ₹500 a month adds up.
Read the lesson → CostsSame fund, same manager, two different prices
Every mutual fund sells the identical scheme twice, at different yearly costs. Most people hold the dearer one without knowing.
Read the lesson → FundsThat fund payout came out of your own money
The option used to be called dividend, which misled people for years. The name changed for a reason.
Read the lesson → MarketsLarge, mid and small cap are ranks, not opinions
These labels are not marketing. They are a numbered list, and knowing the cut-offs tells you what you are buying.
Read the lesson → SavingThe fund that can pay you back the same day
A parking spot for money you may need soon, with a same-day exit that has a specific cap.
Read the lesson → FundsA ₹15 fund is not cheaper than a ₹450 one
The most common beginner mistake in mutual funds, and the arithmetic that settles it in ten seconds.
Read the lesson → ExamsYour NISM certificate expires, and the clock is quiet
Most NISM certificates run three years. There are two ways to stay certified, and one of them closes the moment you lapse.
Read the lesson → FundsThere is exactly one risk number funds must publish
Sharpe, alpha and beta get quoted everywhere. Only one of them is compulsory, and it is none of those.
Read the lesson → CostsOne percent a year, and ₹35 lakh gone
The expense ratio looks trivial on a statement. Run it over thirty years and it stops looking trivial.
Read the lesson → ExamsWhat the NISM V-A certificate actually is
If you want to sell mutual funds in India, this is the gate. The facts, from NISM directly.
Read the lesson → FundsWhat happens when a bond in your debt fund goes bad
A credit event used to punish whoever stayed. Side pocketing changed who carries the loss.
Read the lesson → FundsYes, a mutual fund can pause your withdrawal
It is rare, it is capped, and the first ₹2 lakh is never touched. What the rule actually allows.
Read the lesson → Basics62% of young Indians learn money from YouTube
Free money education is everywhere. The incentive behind it is the part nobody checks.
Read the lesson → MarketsThe benchmark change that made funds look worse
In 2018 the yardstick moved. Nothing about fund performance changed, but the scoreboard got honest.
Read the lesson → Markets72% of 18 to 21 year olds pick stocks over funds
A survey of young Indian investors found stocks well ahead of mutual funds. That order is worth thinking about.
Read the lesson → FundsThe NAV you get follows your money, not your tap
Why the day you clicked buy and the day you were priced can be two different days.
Read the lesson → Debt45% of new credit cards go to under-30s. Here is the trap nobody explains.
Credit card dues jumped 84,000% in ten years. The minimum due trap, with a real rupee example.
Read the lesson → ScamsIndia lost ₹981 crore to UPI scams in a year. Do not be the next one.
Lakhs of UPI fraud cases a year, mostly the same few tricks. Here is the one habit that stops them.
Read the lesson → Saving85% of young Indians say the cost of living is their biggest money hurdle
Surveys show most young Indians want to save but feel squeezed. Here is the one habit that beats it.
Read the lesson → BasicsOnly 27% of Indian adults pass a basic money test. That is fixable.
A large survey found most Indian adults cannot answer simple money questions. The good news, this is a skill.
Read the lesson →