Free tools

Money calculators

Simple calculators for everyday money questions. No sign-up, nothing stored. Every result is an illustration to help you understand the numbers.

• SIP calculator What a monthly mutual fund SIP could grow to, with an optional step-up and lump sum.
• SWP calculator How long a lump sum lasts when you withdraw a fixed amount every month.
• EMI calculator Your monthly loan EMI, the total interest, and a year-by-year repayment table.
• Home loan EMI calculator Home loan EMI with a month-wise schedule and EMIs for common loan amounts.
• Personal loan EMI calculator Personal loan EMI, a month-wise schedule, and the flat-rate trap explained.
• Home loan eligibility calculator How much home loan your salary supports, and the RBI cap on your property.
• FD calculator What a fixed deposit pays at maturity, with the compounding your bank uses.
• RD calculator What a monthly recurring deposit adds up to by maturity.
• PPF calculator How a yearly PPF deposit grows over 15 years and beyond.
• Sukanya Samriddhi calculator What an SSY account for a daughter grows to over 21 years, year by year.
• Compound interest calculator Daily, monthly or yearly compounding, compared with simple interest.
• CAGR calculator The steady yearly growth rate of an investment you already hold.

Calculators show how the maths works for the numbers you enter. Real returns, rates and tax rules change, so check the current figures with your bank or the official source before you decide.