Topic

Investing

Grow your money, without the jargon.

SIP inflows hit a record ₹32,490 crore in September 2026. Here is what a SIP actually is, and how ₹500 a month adds up.

Every mutual fund sells the identical scheme twice, at different yearly costs. Most people hold the dearer one without knowing.

The option used to be called dividend, which misled people for years. The name changed for a reason.

These labels are not marketing. They are a numbered list, and knowing the cut-offs tells you what you are buying.

The most common beginner mistake in mutual funds, and the arithmetic that settles it in ten seconds.

Most NISM certificates run three years. There are two ways to stay certified, and one of them closes the moment you lapse.

Sharpe, alpha and beta get quoted everywhere. Only one of them is compulsory, and it is none of those.

The expense ratio looks trivial on a statement. Run it over thirty years and it stops looking trivial.

If you want to sell mutual funds in India, this is the gate. The facts, from NISM directly.

A credit event used to punish whoever stayed. Side pocketing changed who carries the loss.

It is rare, it is capped, and the first ₹2 lakh is never touched. What the rule actually allows.

In 2018 the yardstick moved. Nothing about fund performance changed, but the scoreboard got honest.

A survey of young Indian investors found stocks well ahead of mutual funds. That order is worth thinking about.

Why the day you clicked buy and the day you were priced can be two different days.