GreenFunds
Money word, in simple language

Digital gold

Gold bought online in small amounts, stored by the seller; it sits outside SEBI's rules.

Gold Figures verified 2026-10-31

Example. Buying 100 rupees of gold in a payments app each month is buying digital gold.

Digital gold is gold you buy on your phone, in amounts as small as a few rupees, with the seller keeping matching physical gold in a vault for you. It’s convenient, but SEBI has cautioned that it sits outside its rules. Read the risks of digital gold before you put serious money in.

Questions people ask

What is digital gold?

Gold you buy online, often in an app, in amounts as small as a few rupees. The seller says it buys and stores matching physical gold in a vault for you, which you can later sell back or take as coins.

Is digital gold regulated?

Not by SEBI. In a press release on 8 November 2025, SEBI said digital gold and e-gold products are not notified as securities or regulated as commodity derivatives, so its investor protection mechanisms do not apply. Check SEBI's site for any later update.

Is digital gold the same as a gold ETF?

No. A gold ETF is a SEBI-regulated fund listed on the stock exchange. Digital gold is a product sold by a private company outside SEBI's rules, usually with a gap between the buy and sell price.

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