No-claim bonus
Extra health cover added free for every year you do not make a claim.
A no-claim bonus rewards a claim-free year by raising your sum insured at no extra cost, usually up to a cap. It is a quiet benefit of staying healthy and not making small claims, because your cover grows for the year you might really need it.
Questions people ask
What is a no-claim bonus?
It is a reward for a claim-free year: your sum insured goes up at no extra premium, usually up to a cap. Your cover grows for the year you might really need it.
Do small claims affect my no-claim bonus?
Yes. Making a claim can reduce or reset the bonus, so for small, affordable bills it can be worth paying yourself to keep the growing cover.
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