Money mule
Also called Mule account
A person whose bank account is used to receive and pass on scam money, often for a small 'commission'.
Questions people ask
What is a money mule account?
A money mule account is a bank account used by fraudsters to receive and move stolen or scam money, so it is harder to trace. The account is usually in an ordinary person's name, who was paid, tricked or pressured into lending it.
How do people become money mules?
Often through fake part-time jobs, 'easy commission' offers, or requests to rent out a bank account, UPI ID or SIM. Some people sell their account details for a small fee without realising what it will be used for.
Is it risky to let someone use my bank account?
Yes. Letting your account be used to move scam money can get it frozen and can pull you into a police investigation, even if you did not run the scam. Never share your account, UPI ID, card or SIM with anyone for money. Banks and the government actively track mule accounts.
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