Cashless hospitalisation
When the insurer settles the hospital bill directly, so you do not pay upfront.
Cashless hospitalisation means the insurer pays the hospital directly, so you avoid paying the full bill yourself and claiming it back later. It works only at hospitals in the insurer’s network, so before you buy, check that good hospitals near you are on that list.
Questions people ask
What is cashless hospitalisation?
The insurer pays the hospital directly, so you avoid paying the full bill yourself and claiming it back later. It works at hospitals in the insurer's network.
What if my hospital is not in the network?
Then cashless may not apply and you pay first and claim reimbursement later. Before buying, check that good hospitals near you are on the network list.
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