GreenFunds
Money word, in simple language

RC

Also called Registration certificate

Registration certificate: the official record that a vehicle is registered, and to whom.

Loans Figures verified 2026-10-31

Example. While a car loan runs, the lender's name sits on the car's RC as hypothecation.

RC stands for registration certificate. It’s the official record that a vehicle is registered with the transport authority, and in whose name. If you bought the vehicle on a loan, the RC also records the lender’s claim on it, called hypothecation, until you get it removed through your RTO after the last EMI.

Questions people ask

What is the full form of RC?

RC stands for registration certificate. It's the official document showing that a vehicle is registered with the transport authority, and who it is registered to.

Why does my car loan show on the RC?

When a car is bought on a loan, the lender's interest in the car is recorded on the RC as hypothecation. It stays there until you ask for it to be removed after the loan is fully repaid.

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