Lifestyle creep
When your spending rises with your income, so you save no more than before.
Lifestyle creep is the slow habit of spending more every time you earn more, so a bigger salary leaves you saving the same as before. Each upgrade feels small and deserved, but together they lock in higher costs and quietly cancel the benefit of the raise. Saving a part of every raise before you adjust to it is the simplest cure.
Questions people ask
What is lifestyle creep?
The slow habit of spending more each time you earn more, so a bigger salary leaves you saving the same as before. Each upgrade feels small, but they add up.
How do I avoid lifestyle creep?
Save a part of every raise before you adjust to it, so your spending does not rise to swallow the whole increase.
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