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Collect request
A UPI request asking you to pay someone; approving it sends money from your account.
Example. Scammers send a collect request pretending you will receive money, but approving it pays them.
A collect request is a UPI feature that lets someone request money from you. When you approve it and enter your PIN, money leaves your account. It never brings money in, which is exactly why scammers send one while claiming they are paying you.
Questions people ask
What is a UPI collect request?
A feature that lets someone request money from you. When you approve it and enter your PIN, money leaves your account.
Why do scammers use collect requests?
Because a collect request only sends money out, never in. Fraudsters send one while claiming they are paying you, so approving it pays them instead.
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