<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>GreenFunds News</title><description>Real money news for India, explained in plain words, with a rupee example.</description><link>https://greenfunds.co.in/</link><item><title>85% of young Indians say the cost of living is their biggest money hurdle</title><link>https://greenfunds.co.in/explainers/cost-of-living-hurdle/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/cost-of-living-hurdle/</guid><description>Surveys show most young Indians want to save but feel squeezed. Here is the one habit that beats it.</description><pubDate>Tue, 18 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Credit card minimum due: the trap in your bill</title><link>https://greenfunds.co.in/explainers/credit-card-minimum-due/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/credit-card-minimum-due/</guid><description>Paying only the minimum amount due keeps your card active, but not interest-free. Here is the trap, with a rupee example, and how to avoid it.</description><pubDate>Fri, 16 Oct 2026 00:00:00 GMT</pubDate></item><item><title>45% of new credit cards go to under-30s. Here is the trap nobody explains.</title><link>https://greenfunds.co.in/explainers/credit-card-trap/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/credit-card-trap/</guid><description>Credit card dues jumped 84,000% in ten years. The minimum due trap, with a real rupee example.</description><pubDate>Fri, 21 Aug 2026 00:00:00 GMT</pubDate></item><item><title>Same fund, same manager, two different prices</title><link>https://greenfunds.co.in/explainers/direct-plan-same-fund-lower-cost/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/direct-plan-same-fund-lower-cost/</guid><description>Every mutual fund sells the identical scheme twice, at different yearly costs. Most people hold the dearer one without knowing.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Only 27% of Indian adults pass a basic money test. That is fixable.</title><link>https://greenfunds.co.in/explainers/financial-literacy-gap/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/financial-literacy-gap/</guid><description>A large survey found most Indian adults cannot answer simple money questions. The good news, this is a skill.</description><pubDate>Sat, 15 Aug 2026 00:00:00 GMT</pubDate></item><item><title>How to report a UPI fraud, step by step</title><link>https://greenfunds.co.in/explainers/how-to-report-upi-fraud/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/how-to-report-upi-fraud/</guid><description>Scammed on UPI? Here is exactly what to do, in order, to report it and give yourself the best chance of getting your money back.</description><pubDate>Thu, 15 Oct 2026 00:00:00 GMT</pubDate></item><item><title>That fund payout came out of your own money</title><link>https://greenfunds.co.in/explainers/idcw-payouts-are-not-free-money/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/idcw-payouts-are-not-free-money/</guid><description>The option used to be called dividend, which misled people for years. The name changed for a reason.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Large, mid and small cap are ranks, not opinions</title><link>https://greenfunds.co.in/explainers/large-mid-small-cap-what-they-mean/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/large-mid-small-cap-what-they-mean/</guid><description>These labels are not marketing. They are a numbered list, and knowing the cut-offs tells you what you are buying.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The fund that can pay you back the same day</title><link>https://greenfunds.co.in/explainers/liquid-funds-and-same-day-money/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/liquid-funds-and-same-day-money/</guid><description>A parking spot for money you may need soon, with a same-day exit that has a specific cap.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>A ₹15 fund is not cheaper than a ₹450 one</title><link>https://greenfunds.co.in/explainers/nav-is-not-a-price-tag/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/nav-is-not-a-price-tag/</guid><description>The most common beginner mistake in mutual funds, and the arithmetic that settles it in ten seconds.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Your NISM certificate expires, and the clock is quiet</title><link>https://greenfunds.co.in/explainers/nism-certificates-expire/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/nism-certificates-expire/</guid><description>Most NISM certificates run three years. There are two ways to stay certified, and one of them closes the moment you lapse.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Indians put a record ₹32,490 crore into SIPs last month</title><link>https://greenfunds.co.in/explainers/sip-record-september-2026/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/sip-record-september-2026/</guid><description>SIP inflows hit a record ₹32,490 crore in September 2026. Here is what a SIP actually is, and how ₹500 a month adds up.</description><pubDate>Thu, 15 Oct 2026 00:00:00 GMT</pubDate></item><item><title>There is exactly one risk number funds must publish</title><link>https://greenfunds.co.in/explainers/the-only-risk-number-funds-must-publish/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/the-only-risk-number-funds-must-publish/</guid><description>Sharpe, alpha and beta get quoted everywhere. Only one of them is compulsory, and it is none of those.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>India lost ₹981 crore to UPI scams in a year. Do not be the next one.</title><link>https://greenfunds.co.in/explainers/upi-scams/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/upi-scams/</guid><description>Lakhs of UPI fraud cases a year, mostly the same few tricks. Here is the one habit that stops them.</description><pubDate>Thu, 20 Aug 2026 00:00:00 GMT</pubDate></item><item><title>One percent a year, and ₹35 lakh gone</title><link>https://greenfunds.co.in/explainers/what-one-percent-a-year-costs-you/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/what-one-percent-a-year-costs-you/</guid><description>The expense ratio looks trivial on a statement. Run it over thirty years and it stops looking trivial.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>What the NISM V-A certificate actually is</title><link>https://greenfunds.co.in/explainers/what-the-nism-v-a-certificate-is/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/what-the-nism-v-a-certificate-is/</guid><description>If you want to sell mutual funds in India, this is the gate. The facts, from NISM directly.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>What happens when a bond in your debt fund goes bad</title><link>https://greenfunds.co.in/explainers/when-a-bond-defaults-in-your-debt-fund/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/when-a-bond-defaults-in-your-debt-fund/</guid><description>A credit event used to punish whoever stayed. Side pocketing changed who carries the loss.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Yes, a mutual fund can pause your withdrawal</title><link>https://greenfunds.co.in/explainers/when-a-fund-can-stop-your-withdrawal/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/when-a-fund-can-stop-your-withdrawal/</guid><description>It is rare, it is capped, and the first ₹2 lakh is never touched. What the rule actually allows.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>62% of young Indians learn money from YouTube</title><link>https://greenfunds.co.in/explainers/where-young-india-learns-money/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/where-young-india-learns-money/</guid><description>Free money education is everywhere. The incentive behind it is the part nobody checks.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The benchmark change that made funds look worse</title><link>https://greenfunds.co.in/explainers/why-funds-are-judged-against-tri/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/why-funds-are-judged-against-tri/</guid><description>In 2018 the yardstick moved. Nothing about fund performance changed, but the scoreboard got honest.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>72% of 18 to 21 year olds pick stocks over funds</title><link>https://greenfunds.co.in/explainers/young-india-prefers-stocks-to-funds/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/young-india-prefers-stocks-to-funds/</guid><description>A survey of young Indian investors found stocks well ahead of mutual funds. That order is worth thinking about.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The NAV you get follows your money, not your tap</title><link>https://greenfunds.co.in/explainers/your-sip-date-is-not-your-nav-date/</link><guid isPermaLink="true">https://greenfunds.co.in/explainers/your-sip-date-is-not-your-nav-date/</guid><description>Why the day you clicked buy and the day you were priced can be two different days.</description><pubDate>Mon, 14 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>